Home | PA Collections Attorney | Bank Account Garnishment
Pennsylvania law provides that bank accounts can be garnished in fulfillment of a Pennsylvania judgment on a debt. Both business bank accounts and personal bank accounts are subject to garnishment under PA law. When bank accounts are successfully garnished, it is almost always a surprise to the PA debtor.
Typically, a business creditor obtains a money judgment against a Pennsylvania debtor with the assistance of a skilled PA collections attorney. Following judgment, a PA debt collection attorney can begin the enforcement process by filing a Writ of Execution with the appropriate Pennsylvania county.
How Our PA Debt Collection Law Firm Can Help You
The Martin Law Firm is a Pennsylvania commercial debt collection law firm that regularly assists clients with the bank account garnishment process. Our resourceful PA collections attorney can obtain information regarding the location of the debtor's bank account for garnishment. Our experienced PA collections attorney can then attach the debtor's bank as a garnishee to the PA debt collection lawsuit. Once attached, our collections lawyer can serve the bank with written interrogatories to determine any assets that the bank may be holding for the debtor. Once the bank responds affirmatively to holding assets in the name of the debtor, our collections attorney can proceed with seizing those assets and garnishing the bank account.
Obstacles to Bank Account Garnishment in Pennsylvania
Garnishing bank accounts is often a successful way to satisfy a Pennsylvania debt; however, there are some pitfalls. Locating a bank account can be a difficult task. This information is generally not available to the public. Our experienced PA collection attorney employs various methods for locating Pennsylvania bank accounts to assist our business creditor clients.
If a bank account is located and the funds fall under an exemption defined by PA law, garnishment will be prevented and the bank account must be released from the lawsuit. Additionally, the bank account must be in the name of the debtor. If the account is jointly owned, for example, a court order is usually necessary to proceed with the garnishment.
Contact an Experienced PA Collections Attorney
The Martin Law Firm helps business creditors all over the country with Pennsylvania debt collections. We focus our efforts on commercial debts, and we work diligently to assist our business clients with debt collections for debtors located throughout PA. Contact The Martin Law Firm today for a free case evaluation of your debt collection matter at 215-646-3980.